Craig's List Fraud
Advertisements have been posted on Craigslist as part of member recruitment scams nationwide. The ads solicit current credit union members and offer $75.00 or more for their assistance with qualifying a new member. This scam is targeting credit unions and members across the country.
The following are samples of Craigslist ads target credit union members for this recruitment scam:
If you're a ABC Credit Union Member MAKE SOME EXTRA $$
This is NOT a scam! I am willing to call you and discuss extensively! I need a ABC Credit Union Member to sponsor me into the credit union. I am willing to pay $100 USD for this service. Please email me and we can discuss this in detail. This is a 1 day process and I want to become a member for investment account/interest rate purposes.
Need to find a XYZ Credit Union Member
I was just approved for a visa credit card with XYZ Federal Credit Union and they called me and said that they can not process the application if I do not know any existing member or if I am not employed at one of the list of companies they have. To become a member you have to know a member. So now my app is on hold until I can find someone who is already a member. If you know someone, please tell them to contact me. I am willing to pay $500. And all they ask for is the members' name and member number. Thanks.
Text Messaging Fraud
Text messaging fraud is a new way criminals are using technology to try to get you to divulge your account information. In this scam, text messages are sent to random or sequential numbers by fraudsters with the same intent as 'phishing' email - to get you to divulge your account number, passwords, credit and debit card numbers, expiration dates and PINs.
SMS Phishing or 'Smishing' text messages may include a link to a fraudulent website, or a phone number to an automated system that prompts you for your account information. If you get such a message, DO NOT RESPOND. In the event you have responded to a message like this, please contact the credit union immediately. Cal State L.A. Federal Credit Union does not send out unsolicited text messages.
Phishing (Email Fraud)
Many consumers are tricked into divulging their personal information by thieves posing as legitimate companies or government agencies. This new brand of criminal sends emails that appear to be from the victim's financial institution, or other trusted source. The emails stress the urgency of providing personal information such as credit card numbers, checking account information, Social Security numbers, passwords, and other sensitive personal information, and link to fraudulent websites for collecting the information. Learn about Phishing Email Fraud.
Due to increased security in credit card and Internet transactions, traditional targets of electronic theft, many thieves are turning to other options to steal money. Skimmers are one of the most popular methods that thieves use, but they employ others as well. For example, they may tamper with security cameras or simply peer over your shoulder as you are using the ATM. Some thieves even set up their own, fake ATMs in out-of-the-way locations. Learn about ATM Fraud.