Overdraft Protection & Line of Credit
Apply for a Cal State L.A. FCU Open Line of Credit for overdraft protection and help protect yourself against accidental overdrafts and embarrassment. And when you need extra cash, you can simply write a check for it – you're covered, up to your pre-approved credit limit.
Please note that automatic transfers from your Line of Credit or Savings to cover overdrafts are subject to a $1 Automatic Overdraft fee. To avoid the fee, simply transfer funds from your Line of Credit (or savings) to your Checking account via Online Banking or by calling the credit union.
To apply, please fill out a Line of Credit Loan application. Note the purpose as "Overdraft Protection" in the notes section. Once you have completed your loan application, please mail, fax, or bring in a copy of your most recent paystub.
All loans on approved credit, and all rates, terms, programs and conditions subject to change without notice. Subject to credit qualification and periodic credit review. For available rates, terms, and payment examples, please see the loan rates page page. For fee information, please see the Fee Schedule.