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Credit Union auto loan programs are among the best available anywhere! We can finance your new or used car, SUV, van, mini-van, light truck and more. We offer a variety of rates and terms to help more borrowers, not just those with perfect credit. Car shopping this weekend? Apply now and get pre-approved!

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Purchases

  • Financing available up to 125% LTV
  • When you finance 80% or less LTV you may qualify for a discounted rate
  • Terms up to 84 months for loan amounts over $25,000.00
  • Loan pre-approval available to give you a bargaining edge at the dealer

Refinancing

  • Financing available up to 100% LTV
  • Terms are based on the remaining loan balance
  • Minimum loan amount $5,000.00
  • Vehicles must be titled in CA

Auto Insurance

Our insurance products are offered through TruStage Insurance, which has been offering coverage to credit union members for decades. In addition to discounted premiums, TruStage offers no-obligation price quotes and fast, convenient claims services.

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Auto Expert Auto Buying Service

Take the worry out of your next car purchase! Auto Expert is a convenient and hassle-free auto buying service dedicated to saving credit union members like you a lot of time and money when buying a car. You’ll save time because you don’t have to hunt down the car you want and haggle with a dealer. And you’ll save money—an average of $1,900—through our volume discount pricing. Plus, there is absolutely no fee to use this service. Let us handle the vehicle search, car dealers, DMV hassles and other details, so you can get on with your life and enjoy your new car!

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Find Your Next Vehicle

Car Title Loans

Car title loans are an option for those who have paid off their auto loans, but need cash now. Having trouble getting credit? If your vehicle is paid off, you may be able to qualify for a car title loan based on the value of your vehicle.

To Apply:

Please fill out a loan application. Once your application has been submitted, please e-mail the following supporting documents to This email address is being protected from spambots. You need JavaScript enabled to view it. or bring a copy to our branch office.

  • 2 most recent paystubs (if you receive other sources of income, please contact us for additional information)
  • Current evidence of insurance
  • Current registration (refinance transactions)
  • Most recent statement from current lender (refinance transactions)

 Contact info:

  • Loan Department: 323-505-2600
  • Fax: 323-505-2613 Attn: Loan Dept.
  • Mailing address:
    Cal State L.A. Federal Credit Union
    Loan Dept.
    2445 Mariondale Ave.
    Los Angeles CA 90032

For personalized assistance and more information, call the Credit Union at (323) 505-2600.

All loans are based on approved credit. All rates, terms, programs, and conditions subject to change without notice. We do not refinance our own loans. For available rates, terms, and payment examples, please see the Loan rates page.

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We welcome Cal State LA students, staff and faculty as well as residents from the surrounding communities. Find out your eligibility and join us today!

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