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I/we understand that in order to be eligible to participate in the CSLA-FCU Skip-A-Payment program my/our accounts and loans must be in good standing. Loans funded less than 6 months prior to the application date are not eligible for Skip-A-Payment. I/we understand that only 2 extensions or modifications are allowed in each 12 month period, based on the loan payment due date. I/we understand that interest will continue to accrue on the outstanding balance of my/our loan until it is paid in full. I/we understand that I/we continue to be responsible for the entire outstanding principle and interest of my/our loan, and that I/we will be responsible to continue to make the monthly payments after the original maturity date until all principal and interest is paid in full and that my/our pledge of security shall remain in effect until the loan is fully repaid. I/we understand that our next regular payment will be due on the scheduled payment date following the due date(s) for which I/we have elected to skip a payment. I/we also understand that any credit life and/or credit disability insurance on my/our loan will not extend beyond the original maturity date of the loan(s). This offer does not apply to credit card, Early Payday, Student Loan or real estate loans. Additional restrictions may apply.
I understand and agree that if my loan payment is made by payroll deduction or ACH origination, my deduction will occur as scheduled and my deduction will be deposited to my savings account.
We welcome CSULA students, staff and faculty as well as residents from the surrounding communities. Find out your eligibility and join us today!
We have a loan for almost any situation, so feel free to browse our loan products and services or apply now if you're ready!